Contact

C: (717) 572-7236

O: (717) 740-2221

Stop Renting & Become A Homeowner

What is so frustrating about renting? Not allowed to have a pet. Can’t decorate the way you want. Not allowed to put a garden in your backyard. Can’t have people stay with you. Probably at the top of the list is wasting $$$!!! Just think about it. Multiply the amount you spend each month by 12 to find out how much you are throwing away in one year. Now multiply that number by 5 to find out how much money you will lose in 5 years if you don’t get into home ownership!

For example, if your monthly mortgage is $1,200, you will pay $14,400 in one year to your landlord. Over five years that adds up to $72,000! You are throwing that money away instead of paying your own mortgage on your own home. 

You probably also heard that interest rates are at record lows. This makes a huge impact on monthly interest amounts and monthly payment. Chances are you can buy a great house that you love with monthly payments similar to what you are paying for rent. 

So, let’s get you into your own home! Here’s how we start:

  1. Fix Credit. Check your credit and make sure there’s nothing there that will keep you from getting a mortgage, or damage your credit score. If you don’t know where to start, a good lender can check your credit and give you steps to get it fixed.
  1. Save for Closing Costs. It costs some money to buy a home. Save, save, save! You may also be able to get help from your family or even the sellers. Give yourself a head start by saving.
  1. Check Lease Terms. Understand your lease. When does it end? Can you go month-to-month and does that affect the monthly rent amount? Also find out how much notice you have to give to end your lease.
  1. Get Your Pre-Approval. This is when your lender checks your credit, debt, and income to figure out how much you can spend on a house. The lender then gives you a “pre-approval letter” and you can start looking for a home.

I’m here to walk with you every step of the way. Please contact me with any questions. I can also put you in touch with trusted lenders. Let’s get you into your own home!

YOU MIGHT ALSO ENJOY
How to Declutter Before Listing Your Home: What Stays and What Goes

One of the most important, and most difficult, steps you need to take before listing your home is decluttering! So, how do you know what to keep, what to store, and what to get rid of? Chances are you’ve lived in your home for many years. You’ve accumulated a lot of stuff! It can feel overwhelming to know where to start, but here’s a simple, practical guide to decluttering your home before selling.
The Pros & Cons of Buying New Construction Homes

A newly built home can be exciting. Everything is fresh, modern, and untouched—and you are the first person to live there! But a new construction home is not without trade-offs. If you’re considering buying new construction, here’s a look at the biggest pros and cons to help you decide if it’s the right move for you.
The Pros & Cons of Buying a Fixer-Upper

If you’re looking to stretch your dollars and make the most out of your budget, a fixer-upper might sound like the perfect opportunity. But is this really the case? Is buying a fixer-upper the right move for you? Let’s break down the pros and cons of buying a fixer-upper, and what you should think about before signing on the dotted line.