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Many homeowners are experiencing what the real estate industry calls the mortgage rate lock-in effect. They want to move, but they’re reluctant to give up their low interest rates. Here’s something worth considering, though: You may have more buying power than you realize.

The real estate market is changing, and buyers may have more opportunities than they’ve had in years.

There are a lot of questions between thinking about moving and actually putting a For Sale sign in the yard. Where will you go? What is your current home worth? How much equity do you have? Should you make repairs or updates before selling? Do you buy your next home first or sell this one first? These are exactly the conversations I like to have with homeowners well before they’re ready to list. Because in my experience, a successful home sale starts long before the For Sale sign goes up.